Account Services

Our main goal is to provide top quality service to our customers. We believe that as our customer, you deserve prompt and courteous assistance in fulfilling your requests. Please contact us so that we may demonstrate our commitment to you.

To read about our products and services, scroll down or use the quick links under Account Services in the main menu.


Checking Accounts

Stock Growers Bank offers a variety of deposit accounts to fill your needs.

Free Checking

If you are looking for a worry free account, this one is for you. The many benefits of free checking include:

  • Minimum balance to open account is $100.00
  • Unlimited check writing
  • No monthly service charge
  • First box of checks free
  • Automatic transfer available
  • Free Debit Card for qualified account holders

Interest Checking

A Stock Growers Interest checking account is an easy way to earn interest on your checking account balance.

  • Minimum balance to open account is $1000.00
  • Interest bearing account if balance is $1000.00 or more
  • Unlimited check writing
  • No monthly service charge
  • First box of checks free
  • Automatic transfer available
  • Free Debit Card for qualified account holders
  • Interest compounded monthly

Remote Deposit Anywhere ( for Consumers)

Remote Deposit Anywhere – With this service, there is no need to come into the bank to make deposits anymore. This service allows customers to simply take a picture of their check using their smartphone and deposit it to their checking or savings account.

*Mobile banking application required for Remote Deposit Anywhere*

Remote Deposit Capture (For Business)

Remote Deposit Capture allows businesses to make deposits without having to leave their office. This process is done by using a flatbed scanner and makes banking more efficient for our businesses. Please contact us today to get started.


Savings Accounts

If you are saving for the future, we’re here to help you achieve your goals.

Statement Savings

Begin your account with a traditional savings account.

  • Minimum balance to open and earn the disclosed interest rate if you are 18 years or younger is $25.00
  • Minimum balance to open and earn the disclosed interest rate if you are 19 years or older is $100.00
  • Unlimited deposits
  • Interest compounded semi-annually
  • Limit of six withdrawals or transfers in a calendar month

Money Market Savings

For higher interest rates, you may want to check out our money market savings account.

  • Minimum balance of $1000 to open an account
  • No monthly service charge
  • Interest compounded monthly
  • Minimum balance of $1000 in account to obtain the disclosed APY
  • Unlimited Deposits
  • Minimum withdrawal of $500

Health Savings Accounts (HSA)

Do you have a high deductible insurance plan? If so, then a Health Savings Account is for you! The funds contributed in this type of account are not subject to federal income tax at the time of deposit. Stop in and see us today about acquiring a Health Savings Account.

Minimum balance to open account is $100.00.

Certificates of Deposit (CD)

Stock Growers Bank offers many CD options when it comes to investing your money.

  • Minimum balance of $500 to open a CD
  • Interest compounded quarterly or at maturity depending on term of CD
  • Various options to choose from – 3 months to 48 months
  • Automatic renewals
  • Interest payment options – by check, transfer to checking/savings, or added to the CD
  • Penalties may apply for early withdrawal

Individual Retirement Accounts (IRA) –

It’s never too early to start saving for the future. IRAs are a great way to save for retirement! Stop in and see us today about the various IRA options available for you.



With a little help, your dreams can be your reality.

Agricultural Loans

  • Annual Operating Lines of Credit
  • Machinery
  • Livestock
  • Real Estate
  • FSA (Farm Service Agency) Guaranteed Loans/Subordinations
  • BND (Bank of ND) Participation/Guaranteed Loans

Consumer Loans

  • Vehicles
  • Recreational Vehicles
  • Home Improvement
  • Real Estate
  • Personal

Commercial Loans

  • Operating Line of Credit
  • Equipment
  • Real Estate
  • FSA (Farm Service Agency) Guaranteed Loans
  • BND (Bank of ND) Participation Loans


NetTeller (Online Banking)

Our NetTeller service allows customers to access their accounts through online banking. Customers are able to check account balances, make transfers, see recent transaction history, pay bills, and set up alerts. It’s easy to use, safe & secure, and available anytime.

Online Bill Pay

This Service allows customers to pay bills 24/7, free of charge through NetTeller, in one central location. Pay virtually any bill  ranging from electrical bills to credit card payments, to family or friends.


Tired of all the paper clutter in your house? It’s time to “go green” with Stock Growers Bank’s E-Statements. A email is sent out, generally once a month, when the statements are available. You download the statement, are able to view it and save to your computer or USB drive. Enroll easily through NetTeller.

Mobile Banking

Stock Growers Bank Mobile Application allows you to check balances, make transfers, deposit checks and even pay bills 24/7 on the go from your smart phone or device. Download the free Stock Growers Bank Mobile Application today!

If you want this great convenience you will need to complete and mail the application form to Stock Growers Bank. After your application process is complete you can log in and begin banking. You will receive user identification and a password from Stock Growers Bank. Once you are logged in make sure to click the Test Browser link located in the upper right corner to check that your browsers’ encryption strength is 128-bit.



Stock Growers is a full service Agency providing the following insurance products & services.

Property & Casualty

  • Homeowners
  • Farm
  • Auto
  • Motorcycle
  • Watercraft
  • Renters Protection
  • Personal Liability Coverage


  • Business Property
  • Liability Protection


  • Bid Bonds
  • Court Bonds
  • License & Permit Bonds

Life, Health, Dental & Vision

  • Comprehensive Major Medical & Hospital
  • Term Life Protection
  • Permanent Life or Whole Life Insurance Protection
  • Please visit the following link for our dental & vision coverage options – Spirit Dental & Vision

Crop & Hail

  • MPCI Insurance Protection
  • Hail Insurance Protection

Long Term Care

  • Nursing Home
  • Home Health Care
  • Assisted Living Facility Coverage

Fixed Annuities

  • Please stop in to see our current available options and rates


8:00a - 4:00p CST



324 Main Ave
Napoleon, ND 58561